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Credit Builder Loan

Start building credit the right way!

  1. Request a Credit Builder Loan for any amount between $500-$2,500
  2. Make your payments – funds are held in your savings account and
    are released when paid in full. This allows you to establish a regular
    payment history on your credit report!
  3. Receive your funds – Once your loan is paid off, your funds are
    released and ready for use!

  • Flexible Term – From 12 to 36
    months.
  • Fixed Loan Rate
  • Earn Dividends – funds in your SCFCU
    Savings account earn dividends at the
    published dividend rate.
  • Establish Credit – as you repay on
    time, we report this information to
    the credit bureaus.
    released and ready for use!

  • People who have not yet built their credit history
  • People seeking to improve their credit

Interested in Applying?

Contact us at:

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Covid-19 Notice

As the coronavirus (COVID-19) continues to spread throughout the world, we want to share some of the actions Santo Christo Federal Credit Union is taking to help protect you, our employees and community. Our Management Team has been closely monitoring guidance from the Center for Disease Control and Prevention and local health departments.

We are focused on maintaining a healthy environment and you can count on us at times like this. Despite the intensifying impact of the coronavirus on our economy, your financial security is being safeguarded by the Credit Union, and our commitment to providing exceptional products and services remains as strong as ever. We stand prepared to assist impacted members as needed. Should you encounter hardship as a result of the coronavirus, please email us at scfcu@santochristocu.com or call us at 508 673-9210.

Our employees are available and ready to help you. To protect you and our employees in our credit union, we have increased the cleaning regimen for frequently touched surfaces, and are deviating from our typical greeting with a handshake to a non-touch welcome as well as social distancing inside and outside the credit union.

We also want to remind you that you can bank remotely without having to enter the credit union. You can simply call 1-774-488-3691 which allows you to:

  • Access your accounts
  • Check balances.
  • Transfer money from one account to another.
  • Make a loan payment.
  • See if a check has cleared.
  • Pay with Your Debit Card – safe and secure payments from your Santo Christo debit card right from your phone.
  • Pay with Checking account- safe and secure payments from your Santo Christo Checking account right from your phone.
  • Visit an ATM Machine and access your money.

We value your membership and the privilege of serving you. As always, our members, our communities and our employees are our top priority.