Mortgage & Equity Rates

Rates Are Effective As of September 24th, 2024

First Mortgage

TypeTermAPR*Down Payment
Fixed Rate30 Years6.50%20% Equity or PMI
Fixed Rate20 Years6.25%20% Equity or PMI
Fixed Rate15 Years5.75%20% Equity or PMI

Second Mortgage

TypeTermAPR*Down Payment
Fixed Rate10 Years5.50%20% Equity or PMI

Adjustable Rate Mortgage

Adjustable RateTermAPR*Down Payment
3/1 Adjustable Rate30 Years5.75%20% Equity
5/1 Adjustable Rate30 Years6.00%20% Equity

Home Equity – Fixed

TypeTermAPR*Down Payment
Fixed Rate5 Years5.75%20% Equity
Fixed Rate10 Years6.25%20% Equity
Fixed Rate15 Years6.50%20% Equity
Fixed Rate20 Years6.50%20% Equity

*APR – Annual Percentage Rate