Loan Rates

Rates Are Effective As of August 5th, 2023

New Auto Loans

Model years 2023 – 2021
Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 635.69%5.99%6.49%7.54%9.34%11.34%
64 - 756.09%6.29%7.69%8.49%10.29%12.29%
76 - 846.99%7.24%7.59%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Auto Loans

Model years 2020 – 2016

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 635.79%6.09%6.79%8.04%11.54%13.54%
64 - 756.19%6.69%7.29%8.29%11.79%13.79%
76 - 847.24%7.49%7.79%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

Older Used Auto Loans

Model years 2015 – 2014

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $30,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 637.99%8.29%8.74%8.99%11.99%13.99%
Maximum Advance125%125%115%100%100%85%

New Motorcycle Loans

Model years 2023 – 2021

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
125.50%6.50%8.50%11.50%15.50%18.50%
245.50%6.50%8.50%11.50%15.50%18.05%
365.75%6.75%8.75%11.75%15.75%18.75%
486.25%6.49%8.85%11.95%15.95%18.95%
606.95%7.25%8.95%12.25%16.95%19.95%
727.25%8.50%9.95%12.95%17.95%N/A
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Motorcycle Loans

Model years 2020 – 2015

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
125.00%6.00%8.00%11.00%15.00%18.00%
245.00%6.00%8.00%11.00%15.00%18.00%
365.25%6.25%8.25%11.25%15.25%18.25%
485.75%6.45%8.35%11.45%15.45%18.45%
606.45%6.75%8.45%11.75%16.45%19.45%
726.75%8.25%9.45%12.45%17.45%N/A
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

New RV Loans

Model years 2023 – 2021

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
125.50%6.50%8.50%11.50%15.50%18.50%
245.50%6.50%8.50%11.50%15.50%18.50%
365.75%6.75%8.75%11.75%15.75%18.75%
486.25%6.95%8.85%11.95%15.95%18.95%
606.95%7.25%8.95%12.25%16.95%19.95%
727.25%8.75%9.95%12.95%17.95%N/A

Used RV Loans

Model years 2020 – 2015

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
125.50%6.50%8.50%11.50%15.50%18.50%
245.50%6.50%8.50%11.50%15.50%18.50%
365.75%6.75%8.75%11.75%15.75%18.75%
486.25%6.95%8.85%11.95%15.95%18.95%
606.95%7.25%8.95%12.25%16.95%19.95%
727.25%8.50%9.95%12.95%17.95%N/A

Personal Loan

1 – 5 Year Term

Co-borrower: 620 score or higher

Credit Score 730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,000.00
Maximum Amount (2 Signatures)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Consolidation Loan

1 – 5 Year Term

Credit Score730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,500.00
Maximum Amount (2 Signature)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Share Secured Loan

Share Secured by Savings (Passbook)TermAPR*
Fixed Rate12 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate24 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate36 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate48 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate60 Months4.00% above current rate on dividends earned on shares or certificates

*APR – Annual Percentage Rate