Mortgage & Equity Rates

Rates Are Effective As of February 1st, 2020

First Mortgage

TypeTermAPR*Down Payment
Fixed Rate30 Years3.75%20% Equity
Fixed Rate20 Years3.50%20% Equity
Fixed Rate15 Years3.50%20% Equity
Fixed Rate10 Years3.25%20% Equity

Second Mortgage

TypeTermAPR*Down Payment
Fixed Rate10 Years4.00%20% Equity

Adjustable Rate Mortgage

Adjustable RateTermAPR*Down Payment
3/1 Adjustable Rate30 Years4.125%20% Equity
5/1 Adjustable Rate30 Years4.25%20% Equity

Home Equity – Fixed

TypeTermAPR*Down Payment
Fixed Rate5 Years4.125%20% Equity
Fixed Rate10 Years4.25%20% Equity
Fixed Rate15 Years4.50%20% Equity

*APR – Annual Percentage Rate