Loan Rates

Rates Are Effective As of December 23rd, 2022

New Auto Loans

Model years 2022 – 2020
Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 634.69%4.99%5.49%6.54%8.34%10.34%
64 - 755.09%5.29%5.69%7.49%9.29%11.29%
76 - 845.99%6.24%6.59%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Auto Loans

Model years 2019 – 2015

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 634.79%5.09%5.79%7.04%10.54%12.54%
64 - 755.19%5.69%6.29%7.29%10.79%12.79%
76 - 846.24%6.49%6.79%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

Older Used Auto Loans

Model years 2014 – 2013

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $30,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 636.99%7.29%7.74%7.99%10.99%12.99%
Maximum Advance125%125%115%100%100%85%

New Motorcycle Loans

Model years 2022 – 2020

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
124.50%5.50%7.50%10.50%14.50%17.50%
244.50%5.50%7.50%10.50%14.50%17.05%
364.75%5.75%7.75%10.75%14.75%17.75%
485.25%5.49%7.85%10.95%14.95%17.95%
605.95%6.25%7.95%11.25%15.95%18.95%
726.25%7.50%8.95%11.95%16.95%N/A
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Motorcycle Loans

Model years 2019 – 2014

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
124.00%5.00%7.00%10.00%14.00%17.00%
244.00%5.00%7.00%10.00%14.00%17.00%
364.25%5.25%7.25%10.25%14.25%17.25%
484.75%5.45%7.35%10.45%14.45%17.45%
605.45%5.75%7.45%10.75%15.45%18.45%
725.75%7.25%8.45%11.45%16.45%N/A
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

New RV Loans

Model years 2022 – 2020

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
124.50%5.50%7.50%10.50%14.50%17.50%
244.50%5.50%7.50%10.50%14.50%17.50%
364.75%5.75%7.75%10.75%14.75%17.75%
485.25%5.95%7.85%10.95%14.95%17.95%
605.95%6.25%7.95%11.25%15.95%18.95%
726.25%7.75%8.95%11.95%16.95%N/A

Used RV Loans

Model years 2019 – 2014

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
124.50%5.50%7.50%10.50%14.50%17.50%
244.50%5.50%7.50%10.50%14.50%17.50%
364.75%5.75%7.75%10.75%14.75%17.75%
485.25%5.95%7.85%10.95%14.95%17.95%
605.95%6.25%7.95%11.25%15.95%18.95%
726.25%7.50%8.95%11.95%16.95%N/A

Personal Loan

1 – 5 Year Term

Co-borrower: 620 score or higher

Credit Score 730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,000.00
Maximum Amount (2 Signatures)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Consolidation Loan

1 – 5 Year Term

Credit Score730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,500.00
Maximum Amount (2 Signature)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Share Secured Loan

Share Secured by Savings (Passbook)TermAPR*
Fixed Rate12 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate24 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate36 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate48 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate60 Months4.00% above current rate on dividends earned on shares or certificates

*APR – Annual Percentage Rate