Loan Rates

Rates Are Effective As of August 16th, 2022

New Auto Loans

Model years 2022 – 2020
Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 633.19%3.49%3.99%5.04%6.84%8.84%
64 - 753.59%3.79%4.19%5.99%7.79%9.79%
76 - 844.49%4.74%5.09%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Auto Loans

Model years 2019 – 2015

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 633.29%3.59%4.29%5.54%9.04%11.04%
64 - 753.69%4.19%4.79%5.79%9.29%11.29%
76 - 844.74%4.99%5.29%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

Older Used Auto Loans

Model years 2014 – 2013

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $30,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 635.49%5.79%6.24%6.49%9.49%11.49%
Maximum Advance125%125%115%100%100%85%

New Motorcycle Loans

Model years 2022 – 2020

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
123.00%4.00%6.00%9.00%13.00%16.00%
243.00%4.00%6.00%9.00%13.00%16.00%
363.25%4.25%6.25%9.25%13.25%16.25%
483.75%4.45%6.35%9.45%13.45%16.45%
604.45%4.75%6.45%9.75%14.45%17.45%
724.75%6.00%7.45%10.45%15.45%N/A
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Motorcycle Loans

Model years 2019 – 2014

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
123.00%4.00%6.00%9.00%13.00%16.00%
243.00%4.00%6.00%9.00%13.00%16.00%
363.25%4.25%6.25%9.25%13.25%16.25%
483.75%4.45%6.35%9.45%13.45%16.45%
604.45%4.75%6.45%9.75%14.45%17.45%
724.75%6.00%7.45%10.45%15.45%N/A
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

New RV Loans

Model years 2022 – 2020

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
123.00%4.00%6.00%9.00%13.00%16.00%
243.00%4.00%6.00%9.00%13.00%16.00%
363.25%4.25%6.25%9.25%13.25%16.25%
483.75%4.45%6.35%9.45%13.45%16.45%
604.45%4.75%6.45%9.75%14.45%17.45%
724.75%6.00%7.45%10.45%15.45%N/A

Used RV Loans

Model years 2019 – 2014

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
123.00%4.00%6.00%9.00%13.00%16.00%
243.00%4.00%6.00%9.00%13.00%16.00%
363.25%4.25%6.25%9.25%13.25%16.25%
483.75%4.45%6.35%9.45%13.45%16.45%
604.45%4.75%6.45%9.75%14.45%17.45%
724.75%6.00%7.45%10.45%15.45%N/A

Personal Loan

1 – 5 Year Term

Co-borrower: 620 score or higher

Credit Score 730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,000.00
Maximum Amount (2 Signatures)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Consolidation Loan

1 – 5 Year Term

Credit Score730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,500.00
Maximum Amount (2 Signature)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Share Secured Loan

Share Secured by Savings (Passbook)TermAPR*
Fixed Rate12 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate24 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate36 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate48 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate60 Months4.00% above current rate on dividends earned on shares or certificates

*APR – Annual Percentage Rate