Loan Rates

Rates Are Effective As of July 24th, 2020

New Auto Loans

Model years 2020 – 2018
Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 632.99%3.24%3.49%4.54%6.34%8.34%
64 - 753.24%3.59%3.69%5.49%7.29%9.29%
76 - 843.99%4.24%4.59%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Auto Loans

Model years 2017 – 2013

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 633.24%3.59%3.79%5.04%8.54%10.54%
64 - 753.49%3.94%4.29%5.29%8.79%10.79%
76 - 844.24%4.49%4.79%N/AN/AN/A
Maximum Advance125%125%115%100%100%85%
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

Older Used Auto Loans

Model years 2012 – 2011

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $30,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
24 - 634.99%5.29%5.74%5.99%8.99%10.99%
Maximum Advance125%125%115%100%100%85%

New Motorcycle Loans

Model years 2020 – 2018

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
122.50%3.50%5.50%8.50%12.50%15.50%
242.50%3.50%5.50%8.50%12.50%15.50%
362.75%3.75%5.75%8.75%12.75%15.75%
483.25%3.95%5.85%8.95%12.95%15.95%
603.95%4.25%5.95%9.25%13.95%16.95%
724.25%5.50%6.95%9.95%14.95%N/A
Maximum Amount$50,000.00$50,000.00$50,000.00$32,000.00$32,000.00$22,000.00
Debt to Income45%45%45%40%40%35%

Used Motorcycle Loans

Model years 2017 – 2013

Co-borrower: 620 score or higher
Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
122.50%3.50%5.50%8.50%12.50%15.50%
242.50%3.50%5.50%8.50%12.50%15.50%
362.75%3.75%5.75%8.75%12.75%15.75%
483.25%3.95%5.85%8.95%12.95%15.95%
603.95%4.25%5.95%9.25%13.95%16.95%
724.25%5.50%6.95%9.95%14.95%N/A
Maximum Amount$30,000.00$30,000.00$30,000.00$20,000.00$20,000.00$15,000.00
Debt to Income45%45%45%40%40%35%

New RV Loans

Model years 2020 – 2018

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 620
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
122.50%3.50%5.50%8.50%12.50%15.50%
242.50%3.50%5.50%8.50%12.50%15.50%
362.75%3.75%5.75%8.75%12.75%15.75%
483.25%3.95%5.85%8.95%12.95%15.95%
603.95%4.25%5.95%9.25%13.95%16.95%
724.25%5.50%6.95%9.95%14.95%N/A

Used RV Loans

Model years 2017 – 2013

Deduct .25% from interest rate if payment is automatically deducted from their checking account.

Maximum Amount – $50,000.000

Credit Score 730+729 - 700 699 - 670669 - 640 639 - 620 619 - 600
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
122.50%3.50%5.50%8.50%12.50%15.50%
242.50%3.50%5.50%8.50%12.50%15.50%
362.75%3.75%5.75%8.75%12.75%15.75%
483.25%3.95%5.85%8.95%12.95%15.95%
603.95%4.25%5.95%9.25%13.95%16.95%
724.25%5.50%6.95%9.95%14.95%N/A

Personal Loan

1 – 5 Year Term

Co-borrower: 620 score or higher

Credit Score 730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,000.00
Maximum Amount (2 Signatures)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Consolidation Loan

1 – 5 Year Term

Credit Score730 - 850680 - 729640 - 679600 - 639550 - 599549 or less
Term (Months)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)Rate (APR*)
128.95%9.95%11.95%13.95%15.95%17.95%
248.95%9.95%11.95%13.95%15.95%17.95%
488.95%9.95%11.95%13.95%15.95%17.95%
608.95%9.95%11.95%13.95%15.95%17.95%
72N/AN/AN/AN/AN/AN/A
Maximum Amount (1 Signature)$7,500.00$7,500.00$7,500.00$5,000.00$5,000.00$2,500.00
Maximum Amount (2 Signature)$15,000.00$15,000.00$15,000.00$10,000.00$10,000.00$5,000.00
Debt to Income45%45%45%40%40%35%

Share Secured Loan

Share Secured by Savings (Passbook)TermAPR*
Fixed Rate12 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate24 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate36 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate48 Months4.00% above current rate on dividends earned on shares or certificates
Fixed Rate60 Months4.00% above current rate on dividends earned on shares or certificates

*APR – Annual Percentage Rate